Setup
Use one deck for up to four players and two decks beyond that. Deal each player a face-down grid — six cards in two rows of three is the most common — and lay the rest face down as the stock with one card turned up as the discard. Before play starts every player turns two of their own cards face up and leaves the rest hidden.
How many can play
Two to eight. One 52-card deck, plus jokers if you use them, serves up to four players; add a second deck beyond that so the stock lasts the hole.
Nine holes or eighteen
A game is nine deals — nine holes — by default, the Number of holes setting. Eighteen is the choice for a long session and the norm for the quick four-card layout, where each hole is over in a few turns.
How to play
On your turn take the top card of the stock or the top of the discard pile. Swap it for any card in your layout, face up or face down, and discard the card it replaced; a card drawn from the stock may instead be discarded straight away, but a card taken from the discard pile must be used. A swapped-in card stays face up, so the layout gradually reveals itself. The hole ends when a player has all their cards face up, or when a player knocks and everyone else takes one final turn.
Scoring
Turn every layout face up and add it together.
- Ace = 1
- 2 to 10 = face value (2 counts as −2 if that setting is on)
- Jack and queen = 10
- King = 0
- Joker = −2
Then apply cancellation: two cards of the same rank in the same column both score 0, whatever they would otherwise be worth. So a column of two queens is 0 rather than 20. In the nine-card layout, three matching cards in a column also cancel to zero. Cards only cancel once — in a four-card column of matching cards, all four score zero.
A six-card hole typically lands between about 0 and 40, and jokers or a fully cancelled layout can drop it below zero. Write the hole total in that player's cell.
What the joker is worth
Minus two, if you shuffle jokers into the deck — the best card in the game, and the Joker is worth setting if your table plays it differently. Leave the jokers out to ignore it. Kings are the other free card at zero, and twos are worth two unless the Twos count minus two house rule is on, which makes them a small bonus as well.
The knock penalty
If the player who knocked does not have the strictly lowest hole score, they take the penalty: add 10 points by default, or double their hole score if that setting is chosen. Tied for lowest still counts as a failed knock.
Ending the game
After the ninth hole the lowest cumulative total wins. Ties are usually settled with a sudden-death tenth hole. The app records the tie as a shared win, so raise the number of holes in match settings to open that extra hole.
Common variations
Four-, eight- and nine-card layouts all have followings. Some groups let matching cards cancel in rows as well as columns, or anywhere in the layout, which sends scores much lower. Eighteen holes is standard for the short four-card version.
Scoring at a glance
| Who wins | Lowest score |
|---|---|
| Rounds | 9 fixed |
| Score sheet | One number per player per round, with a running total |
| Typical round score | -4 – 40 |
| Negative scores | Possible |
| Worth knowing | One number per hole, the total of that player's layout after cancelling pairs. Jokers and cancelled columns can push a hole below zero. |
Golf — score sheet
Worked example
Settings: default — Number of holes9, Cards in the layoutsix. Four players: Anna, Ben, Cara, Dan. One hole total per player per hole.
| Hole | Anna | Ben | Cara | Dan |
|---|---|---|---|---|
| 1 | 12 | 18 | 7 | 24 |
| 2 | 5 | 11 | 15 | 9 |
| 3 | −2 | 22 | 8 | 16 |
| 4 | 14 | 6 | 19 | 3 |
| 5 | 8 | 13 | 4 | 27 |
| 6 | 21 | 9 | 12 | 11 |
| 7 | 3 | 16 | 25 | 7 |
| 8 | 17 | 4 | 6 | 20 |
| 9 | 6 | 19 | 11 | 13 |
| Total | 84 | 118 | 107 | 130 |
Expected standings: Anna 84, rank 1 — winner; Cara 107, rank 2; Ben 118, rank 3; Dan 130, rank 4. the game is over.
House rules and settings
Every table plays Golf a little differently. These are the 9 rules groups argue about. Each one is a setting in the app — and changing it recalculates a match that is already in progress, which is the thing no other score keeper does.
Number of holes: what is the default in Golf?
How many deals make a full game. Nine is the usual round of golf, eighteen for a long session.
Default: 9. Adjustable from 1 to 18 in steps of 1.
In the app: “Number of holes”.
Cards in the layout: what are the options in Golf?
How many face-down cards each player starts with. More cards means longer, swingier holes.
Default: 6 cards (2 x 3). Four options:
In the app: “Cards in the layout”.
King is worth: what is the default in Golf?
Kings are normally free, worth nothing at all. Some groups make them worth minus five instead.
Default: 0. Adjustable from -5 to 10 in steps of 1.
In the app: “King is worth”.
Joker is worth: what is the default in Golf?
The value of a joker if you shuffle them in. Leave the jokers out of the deck to ignore this.
Default: -2. Adjustable from -5 to 0 in steps of 1.
In the app: “Joker is worth”.
Twos count minus two: on or off in Golf?
A common house rule in six-card golf that turns the two into a small bonus card instead of two points.
Default: off.
In the app: “Twos count minus two”.
Matching cards cancel: what are the options in Golf?
Two cards of the same rank wipe each other out and score zero. This setting decides where they have to sit to do it.
Default: Only in a column. Four options:
In the app: “Matching cards cancel”.
Knocking allowed: on or off in Golf?
On, a player who thinks they are lowest can end the hole and everyone else gets one last turn. Off, the hole runs until someone has turned all their cards face up.
Default: on.
In the app: “Knocking allowed”.
Penalty for a failed knock: what is the default in Golf?
Extra points added to the knocker's hole if somebody else ends up lower. Set to zero for no penalty.
Default: 10. Adjustable from 0 to 50 in steps of 5.
In the app: “Penalty for a failed knock”.
Double the failed knocker instead: on or off in Golf?
On, a knocker who is not lowest has their hole score doubled rather than paying the flat penalty above.
Default: off.
In the app: “Double the failed knocker instead”.
Variants of Golf
Nine-card golf
A three by three layout where three matching cards in a column cancel to zero, making very low holes possible.
Four-card golf
A quick two by two version, often played to eighteen holes because each hole is so short.
Golf is also known as
Six-Card Golf, Polish Polka, Turtle, Crazy Nines. These are the same game — the rules and the score sheet above apply to all of them.
Keep score offline
The sheet above works in your browser. Cardzo for iPhone remembers your players, survives a closed tab, and works in a field with no signal.